The One Thing That Should Be in Your Fall Budget

Let’s be honest, if you haven’t already started budgeting for Christmas, you’re already behind. However, it is not too late. You should begin adding an extra $75 to your savings for Christmas presents. Do it now. Don’t rely on that Christmas bonus to pay for gifts. Don’t think your gonna just take it out of your regular savings (that’s not what your savings is for). Save that extra cash now. There are seven paychecks before Christmas. There are five paychecks before Black Friday. Saving now will prevent you from paying credit card bills in the future. That is all. 

And if you’re already planning out gifts, then I suggest you read my blog on getting the biggest bang for your buck when it comes to gift giving.