10 Financial Mistakes You Are Making Right Now
If you are making these mistakes, that is not a big problem, but please, PLEASE do your research on fixing them. I am not here to judge you, I’m here as a wake-up call.
You don’t have a budget
Do you not know where you spend your money? Are you not maximizing your income? Couldn’t be me…. Here is a basic blog on budgets: Six Types of Budgets and the Six Categories You'll Find In Each
You don’t have a savings
So you don’t want an emergency fund? What happens if you lose your job or wanna go on a vacation? BOOOO
You haven’t started saving for retirement.
So you’re gonna die working? At like 80? With like grandkids?
You live above your means
So Instagram got you our here flexing huh? Ya momma told you you could do anything and ya chose to be someone you aren’t. That’s a good look I guess.
You are abusing your credit cards
As if debilitating student loans weren’t enough, you really had to make your debt worse? Maybe this will help you: The Good, The Bad, and the Ugly Side of the Snowball Method for Paying Off Debt
You don’t know your credit score
Really? Most credit card companies have it as part of your account. It’s like two clicks… Do better. Also, better scores mean more purchasing power. You don’t want that? Sad
You aren’t taking advantage of discounts
So you like wasting money? Or are you just rolling in it? If so, Venmo me @Briana-Fountain-1
You aren’t setting financial goals
So you have no vision? Hmmm…
You have the wrong mindset about money.
You think money is the end-all. Do you think it’s gonna make you happy? You don’t understand it is a tool. It’s not what you want, its what gives you access to what you want. So I ask, what do you really want?
If you have any questions about starting in the right direction, feel free to reach out and comment below! If you like what you read, sign up for my newsletter so you are first to know when new financial blogs are posted!
Until next time :)